Smart Padala has been serving Filipinos for over 14 years. The Philippines largest mobile remittance network has over 26,000 agents.

Recently, the brand added a suite of digital services that includes bills payment, Add Money to PayMay accounts, loans disbursements, and QR payments.

The move makes Smart Padala’s network more robust, allowing grassroots level customers in provinces and far flung areas digital access to other financial services that were not available before.

Smart Padala is a critical ingredient in building a ‘cashless’ Philippines. Our more than 26,000 agents around the country act as community hubs for financial and digital services,” said Paolo Azzola, COO and Managing Director at PayMaya Philippines.

In a 2017 report, FINTQ noted that more than 70% of provinces have medium to low access to formal financial services, which excludes them from the country’s growing digital economy.

Smart Padala’s Network

Smart Padala’s 26,000 strong network has a nationwide reach. It is mainly composed of sari-sari stores  that were enabled to offer financial transactions usually available in the cities.

In the case of conflict and disaster-stricken areas such as Marawi and Tacloban, Smart Padala centers were crucial in reviving the local financial ecosystem, which helped affected individuals and families rebuild their lives.

Related: Smart ups first 5G cell sites in Makati and Clark

Anyone can quickly and easily start a Smart Padala business because there is no franchise fee required. Once complete business requirements have been submitted, the Smart Padala store can be built and operated in less than a week.

Smart Padala is the country’s leading mobile remittance service under PayMaya Philippines, the digital financial services arm of Voyager Innovations backed by KKR, Tencent, and PLDT.


Bryan is a tech enthusiast and self-admitted geek who enjoys blogging and watching NBA clips on YouTube. He has over 20 years of experience in corporate communications, marketing services, and customer relations from different industries such as telecommunications and banking.

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