How to get your dream iPhone without a credit card on SM Malls Online with Polka.PH

SM Malls Online and Polka.PH offer easy payment options for iPhones and other Apple devices.

If you’ve always wanted to own an iPhone but don’t have a credit card, you’re in luck. You can get your dream Apple device on SM Malls Online, the online shopping platform of SM Supermalls, and Polka.PH. Buyers can enjoy flexible installment plans for various Apple products, including the latest iPhone 14 and iPhone 14 Pro.

You can choose from 0% interest for 2 months or a 6-month plan with minimal interest. The best part is, you don’t need a credit card to avail of this promo. All you need is a valid ID, proof of employment, and proof of income.

Aside from iPhones, you can also get other Apple devices such as MacBooks, iPads, AirPods, and Apple Watches with the same installment options. If you’re looking for other smartphone brands, SM Malls Online also has Samsung, Tecno, Xiaomi, Oppo, realme, Vivo, and Infinix phones available.

To get started, simply download the SM Malls Online app and register an account. Then, go to the Polka.PH store page and add your desired item to your cart. Select your preferred installment plan and checkout with CASH payment.

Within 24 hours, Polka.PH will send you an email with a checkout link where you can upload your required documents and complete your application. Once approved, you can either pick up your order at the Polka store at SM North EDSA or have it delivered to your doorstep.

Remember, the installment plan will start once your order has been fulfilled. Also, do not choose the CREDIT CARD payment option at checkout as it will make your order invalid.

For more information, visit https://click.smmallsonline.com/DFqS/NoCreditCardInstallment or follow SM Malls Online on Facebook and Instagram.

Polka.PH’s Requirements

  1. One (1) valid Government ID
  2. Latest 1-month payslip or any 3-months proof of income
  3. Company ID or Certificate of Employment (COE) or equivalent Proof of Work

Covered Apple Products

  • MacBook Air 13-inch M1 
  • MacBook Pro 16-inch M1 
  • MacBook Pro 14-inch M1 Pro 
  • MacBook Pro 16-inch M2 Pro 
  • Apple Watch SE GPS Sports Band (2nd Gen)
  • Apple Watch Ultra GPS + Cellular Alpine Loop 
  • Apple Watch Series 7 GPS + Cellular Stainless Steel Sports Band 
  • Apple Watch Series 8 GPS + Cellular Sports Band 
  • iPhone 11  
  • iPhone 12 
  • iPhone 14 
  • iPhone 14 Pro 
  • AirPods (3rd Gen) with MagSafe Charging Case
  • iPad (10th Gen) 
  • iPad mini 6th Gen 64GB 
  • iPad Pro 5th Gen

You can also choose from select Samsung, Tecno, Xiaomi, Oppo, realme, vivo, and Infinix smartphones.

About SM Malls Online App

SM Malls Online App

The SM Malls Online App offers a safe and convenient way to shop from your favorite SM Mall straight from your smartphone. The one-stop shop offers authentic products from trusted mall brands and multi-brand checkout in one order with one delivery fee.

To find the best deals on the SM Malls Online app, just do the following:

  1. Download the SM Malls Online App and register for an account.
  2. Look for the Lowest Price Guaranteed (LPG) banner or product collection.
  3. Choose an item with an LPG badge and tap “Buy Now.”
  4. Choose “In-store Pick Up” or “Delivery.” Review your cart before you checkout.
  5. You will receive an email confirmation about your order.

The SM Malls Online App is available for download on Google Play or App Store. For more information, visit this link

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