Smart makes upgrading easier with Home Credit financing

Get the latest smartphones with a variety of credit options.

Smart Communications has partnered with Home Credit Philippines to bring Filipinos more accessible options for acquiring the latest smartphones.

This partnership allows customers to apply for fast, secure product loans directly at select Smart Stores nationwide. These loans are repayable through convenient monthly installments, making high-end devices more attainable.

Home Credit offers a variety of credit options with minimal to no down payments (subject to qualification) and a streamlined approval process.

With a Home Credit installment plan, Filipinos can easily upgrade to an iPhone 11 (64GB) for just PHP 971 per month for 18 months, with a one-time down payment of PHP 6,816. For those who want the latest technology, the iPhone 15 (128GB) is available for PHP 1,807 per month for 18 months, with a one-time down payment of PHP 23,253.

Smart Home Credit iPhone

The partnership also covers the Samsung A15 5G, available for PHP 462 per month for 18 months, with a down payment of PHP 3,267.

A wide selection of other iPhone and Android models are also available at Smart Stores. Each purchase comes bundled with a free Smart Prepaid eSIM and Magic Data 99, providing 2GB of non-expiring data.

Home Credit’s financing options are available in participating Smart Stores. The process is straightforward: choose your desired device, discuss financing options with a Home Credit representative, and submit one valid ID. Upon approval, customers can walk away with their new phone and enjoy flexible payment terms.

For more details about available devices and financing options, visit your nearest Smart Store or check out Smart’s official social media accounts on Facebook, Instagram, and TikTok. is one of the most active tech sites in the Philippines. We enjoy sharing interesting and relevant stories about the latest trends in technology, developments in mobile phones and social media, and modern digital and geek culture.

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