GCash users will soon be able to link their Visa cards to the app for QR payments. The new Link-and-Pay feature will let Visa debit or credit cardholders use their cards as a funding source without topping up their GCash balance.
Payments are secured with Visa Payment Passkey, a biometric system built on FIDO standards. Instead of SMS OTPs, users can confirm transactions with a fingerprint, face scan, or PIN. This makes checkout faster and lowers the risk of fraud.
The launch comes as cashless adoption continues to grow in the Philippines. Data from the Bangko Sentral ng Pilipinas shows digital transactions now account for 57.4% of monthly retail payments.
“This exciting collaboration allows consumers to use their Visa credentials across everyday digital payment journeys, including QR payments. This takes us forward in making digital payments more accessible and convenient for everyone,” said Jeffrey Navarro, Country Manager for Visa Philippines.
“This new feature further enhances the GCash experience for millions of Filipinos, giving them greater freedom in how they pay and manage their funds while maintaining the experience they’ve come to expect from GCash,” adds Ren-Ren Reyes, President & CEO of G-Xchange, Inc.
Also Read: GCash lowers InstaPay transfer fee to ₱10
With Visa cards linked to GCash, users can pay at restaurants, markets, and tourist spots without worrying about their wallet balance.
How to link your Visa card to GCash
- On your GCash dashboard, tap Cash In.
- Select Can’t Cash in? Link your debit/credit card!
- Enter your card details and submit.
- On your next QR transaction, choose Card as your payment option.
