UnionDigital Bank is making InstaPay transfers free. Users can now send money through the UD app without worrying about transaction fees.
“With our unlimited and free InstaPay transfers, UD hopes to empower Filipinos to give generously, ensuring every peso goes directly to their loved ones with no deductions,” says Danilo “Bong” Mojica II, President and Chief Executive Officer of UD.
To make things more exciting, the bank is also running a raffle. Verified users who make InstaPay transfers of at least ₱100 can earn entries.
The more transfers you make, the more chances you get. Fifteen transactions equal 15 entries, 20 transactions equal 40 entries, and 25 transactions equal 70 entries. The prize? An iPhone 17 Pro Max.
Also Read: Visa brings Google Pay to the Philippines
InstaPay is an electronic fund transfer service that lets users send money instantly between banks and e-wallets. UnionDigital Bank operates as a digital bank regulated by the Bangko Sentral ng Pilipinas.






