Maya just rolled out Mini Payments, a new feature for Maya Black Credit Card and Landers Cashback Everywhere Credit Card holders that lets you convert purchases into monthly payments right inside the Maya app.
It’s a simple way to manage bigger expenses, whether it’s a new phone, travel plans, or home upgrades, without waiting for promo periods or partner merchants. You can turn any eligible purchase into a mini payment after checkout, giving you more control over your budget.
Mini Payments lets you split transactions into 3, 6, 9, or 12 months, all with a fixed 1% monthly interest rate. Approval takes up to 24 hours, and everything, from payment schedules to remaining balances, is tracked in the app.
To qualify, your total converted amount should meet the minimum per plan: ₱3,000 for 3 months, ₱6,000 for 6 months, ₱9,000 for 9 months, or ₱12,000 for 12 months. You can combine purchases to reach the threshold, and there’s no minimum per transaction.
There’s also a Mini Payments calculator built into the app, so you can preview how much you’ll pay monthly before converting.
Also Read: Maya Easy Credit now lets you borrow up to ₱50,000
For a limited time, Mini Payments made until September 30, 2026, come with zero processing fees.
How to start with Maya’s Mini Payments
- Open the Maya app and go to your Credit Card transactions
- Select any eligible posted transaction you’d like to convert
- Choose your preferred 3, 6, 9, or 12-month payment plan
- Review the payment breakdown and tap “Continue” to confirm
