Filipinos can now invest in government bonds using just their phones. GCash’s GBonds feature, available through GInvest, lets verified users buy Retail Treasury Bonds (RTB 31) for as low as ₱500, no bank account needed.
The Bureau of the Treasury (BTr) wrapped up the offer period for RTB 31 on August 15, 2025, raising ₱507.16 billion. The five-year bond offers a 6% annual interest rate. It will be issued on August 20, 2025, and will mature on August 20, 2030.
This move is part of the government’s push to make investing more accessible. Proceeds will support key programs in education, health, infrastructure, and agriculture.
GBonds is powered by PDAX, regulated by the Bangko Sentral ng Pilipinas, and facilitated by Bonds.ph.
RTB 31 is also available through partner banks, selling agents, and other online platforms.
What do you think of this offering? Share your thoughts below. Stay tuned for more details.
