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Open a Netflix account without a credit card with PayMaya

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Here’s more Netflix related news. If you don’t have a credit card to use for Netflix, you can use PayMaya for your subscription.


PayMaya and Netlfix

Yup, Netflix will ask for a credit card when you subscribe to their service. And in case you don’t have one, here’s a good alternative — PayMaya.

PayMaya is an online payment app that generates an instant virtual prepaid Visa (think debit cards) on the app which you can then use to subscribe to Netflix. It is developed by PayMaya Philippines (formerly Smart eMoney, Inc.), the digital financial services unit of PLDT and Smart Communications, Inc. (Smart).

How to get a PayMaya Visa card

To get a PayMaya account, simply download the PayMaya mobile app on Google Play Store or the Apple App Store. Once you have finished opening an account, you’ll be given a virtual Visa on the app which contains your card number, security code or CVV, and the expiration date (all the details you need for making online payments).

Before you can use your PayMaya account, it must first reload it in any PayMaya Load-Up Centers at 7-Eleven Cliqq kiosks, SM Business Centers, and Robinson’s Business Centers. Once reloaded, you can then use it to pay for your Netflix subscription (after the free 30 days expire). As PayMaya is a prepaid Visa card, Netflix will just deduct a minimum amount equivalent to one month subscription. Just be sure to reload your account in time for the next billing period.

“With PayMaya, we’re opening the doors to the digital life to Filipinos who don’t have credit cards by enabling access to services such as Netflix,” said Paolo Azzola, co-Chief Operating Officer at PayMaya Philippines.

To learn more about PayMaya, you may visit

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Bryan is a tech enthusiast and self-admitted geek who enjoys blogging and watching NBA clips on YouTube. He has over 20 years of experience in corporate communications, marketing services, and customer relations from different industries such as telecommunications and banking.


  1. Marjune Brena Garcia Reply

    eto nga dahilan bakit ako nag register at nag load thru bdo.. sabi nyo 2 hours lang. nag 24 hours na sabi nyo iinvestigahan ninyo.. pero gang ngaun wala pa

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